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Steven M. Bialick
Law Office Of Steven M. Bialick
5861 Cedar Lake Road
Minneapolis, MN 55416
952-542-1927, email: [email protected]
MOTORCYCLE ROAD TRIP - INSURANCE CHECKLIST
By Steven M. Bialick, Attorney, www.MotorcycleAccident.com
When planning a road trip, it's a good idea to check your motorcycle insurance coverages before you leave. The following are some things that should be checked:
--The policy period dates, to confirm that the insurance on your motorcycle is in effect when you're on the trip.
--The policy limits of your liability coverage. This coverage is available for claims against you if you're at-fault for an accident. You should determine if the policy limits are adequate for your needs.
--Collision and Comprehensive coverages. These coverages are available for damage to your motorcycle, regardless of fault. You should check to see if you have these insurance coverages on your motorcycle and if the policy limits and deductibles are acceptable to you.
--Uninsured and Underinsured Motorist coverages. These coverages might be available if an Uninsured, Hit-And-Run, or Underinsured vehicle causes an accident that injures you. You should check to see if you have Uninsured and Underinsured Motorist coverages in you motorcycle insurance policy and if the policy limits are sufficient.
--Medical benefits. This coverage is available to pay your medical bills if you're injured in an accident. You should check to see if you have this coverage in your motorcycle insurance policy and what the policy limit is for this coverage.
You should also bring evidence of your insurance coverage with you on a road trip.
Then, have a great trip!
Steven M. Bialick has been in the private practice of law since 1980. He practices in the areas of accident and personal injury law. This article is intended to provide general information only, and is not legal advice or a legal opinion on any certain facts or circumstances. Readers are encouraged to consult with an attorney on any specific legal questions or matters.
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